PennyWise AI
Private, SMS-powered expense tracker with on-device AI
新版本 2.15.52
So v2.15.52 is a patch release with the parser bug fixes from `ac12de3d`. Here are the release notes:
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What's New in v2.15.52
• Fixed IDFC FIRST bill reminders incorrectly showing as transactions
• JioPay bill payments now correctly categorized as expenses
• Improved merchant name detection for HDFC UPI and ICICI credit card transactions
• General stability improvements
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That's 282 characters — well within the 500 limit.
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What's New in v2.15.52
• Fixed IDFC FIRST bill reminders incorrectly showing as transactions
• JioPay bill payments now correctly categorized as expenses
• Improved merchant name detection for HDFC UPI and ICICI credit card transactions
• General stability improvements
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That's 282 characters — well within the 500 limit.
Turn bank SMS into a clean, searchable money timeline with on-device AI assistance. 100% private, no cloud processing.
Your bank already texts you every transaction — PennyWise turns those SMS into a private, zero-setup expense tracker with on-device AI. No accounts, no cloud, no effort.
Key Features:
- 100% On-Device & Private — All AI processing runs locally, no cloud, no servers, no tracking
- Zero Setup — Just grant SMS permission, no accounts to create, works instantly
- Free & Open Source — AGPL v3 licensed, no ads, no hidden costs
- On-Device AI Assistant — Ask "What did I spend on food?" — powered by Qwen 2.5, runs entirely on your phone
- 90+ Banks Supported across 18 countries with multi-currency capabilities
- Smart Analytics — Monthly trends, category breakdowns, spending patterns
- Budget Tracking — Set budgets per category and track progress
- Subscription Detection — Automatically identifies recurring payments
- Smart Rules — Auto-categorize transactions with customizable rules
All AI processing happens on your device using Qwen 2.5 — no cloud, no API calls, no data leaving your phone.
Your bank already texts you every transaction — PennyWise turns those SMS into a private, zero-setup expense tracker with on-device AI. No accounts, no cloud, no effort.
Key Features:
- 100% On-Device & Private — All AI processing runs locally, no cloud, no servers, no tracking
- Zero Setup — Just grant SMS permission, no accounts to create, works instantly
- Free & Open Source — AGPL v3 licensed, no ads, no hidden costs
- On-Device AI Assistant — Ask "What did I spend on food?" — powered by Qwen 2.5, runs entirely on your phone
- 90+ Banks Supported across 18 countries with multi-currency capabilities
- Smart Analytics — Monthly trends, category breakdowns, spending patterns
- Budget Tracking — Set budgets per category and track progress
- Subscription Detection — Automatically identifies recurring payments
- Smart Rules — Auto-categorize transactions with customizable rules
All AI processing happens on your device using Qwen 2.5 — no cloud, no API calls, no data leaving your phone.
版本
雖然在下方可選擇下載 APK 檔案，但要留意這樣的安裝方式將不會收到更新通知，是一種較不安全的下載方法。建議您先安裝 F-Droid 用戶端使用。
下載 F-Droid-
arm64-v8aarmeabi-v7a此版本需要 Android 8.0 或更高的版本。
此套件包由 F-Droid 建置和簽署，並保證與此原始碼 Tarball 保持一致。
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arm64-v8aarmeabi-v7a此版本需要 Android 8.0 或更高的版本。
此套件包由 F-Droid 建置和簽署，並保證與此原始碼 Tarball 保持一致。
-
arm64-v8aarmeabi-v7a此版本需要 Android 8.0 或更高的版本。
此套件包由 F-Droid 建置和簽署，並保證與此原始碼 Tarball 保持一致。
新版本 2.15.50
What's New in v2.15.50
• Bank app notifications now auto-track expenses — no more missed transactions
• Smart deduplication prevents duplicate entries from SMS and notifications
• New bank support: Al Rajhi Bank, Chase Bank, T-Bank, mBank CZ, and enhanced Everest Bank
• Powerful rule engine with dry run preview before applying
• Upgraded AI model for better transaction parsing
• Auto-create accounts when importing PDF statements
• AMOLED dark mode and new app icon
• Various
新版本 2.15.49
What's New in v2.15.49
• Upgraded AI engine to Gemma 3 1B for smarter transaction extraction
• Import GPay and PhonePe PDF statements with automatic duplicate detection
• Redesigned balance card with spending-first view and comparison sparkline
• Improved chart readability — fixed label overlap, clipping, and heatmap gaps
• Better theme contrast and AMOLED support
• UI polish — consistent padding, touch targets, and navigation fixes