PennyWise AI
Private, SMS-powered expense tracker with on-device AI
新版本 2.15.53
What's New in v2.15.53
• Transaction Groups to organise related transactions
• Personal/Business profile filtering for accounts & transactions
• Quick Add Transaction home-screen widget
• Receipt attachments + redesigned transaction form
• Credit card statement date with billed/unbilled split
• Per-budget spending pace chart
• Income budget impact (refunds & extra budget)
• New bank support: Greater Bank, Punjab & Sind, DOP, Prime Commercial, SNB-AlAhli, STC Bank
• Branded adap
• Transaction Groups to organise related transactions
• Personal/Business profile filtering for accounts & transactions
• Quick Add Transaction home-screen widget
• Receipt attachments + redesigned transaction form
• Credit card statement date with billed/unbilled split
• Per-budget spending pace chart
• Income budget impact (refunds & extra budget)
• New bank support: Greater Bank, Punjab & Sind, DOP, Prime Commercial, SNB-AlAhli, STC Bank
• Branded adap
Turn bank SMS into a clean, searchable money timeline with on-device AI assistance. 100% private, no cloud processing.
Your bank already texts you every transaction — PennyWise turns those SMS into a private, zero-setup expense tracker with on-device AI. No accounts, no cloud, no effort.
Key Features:
- 100% On-Device & Private — All AI processing runs locally, no cloud, no servers, no tracking
- Zero Setup — Just grant SMS permission, no accounts to create, works instantly
- Free & Open Source — AGPL v3 licensed, no ads, no hidden costs
- On-Device AI Assistant — Ask "What did I spend on food?" — powered by Qwen 2.5, runs entirely on your phone
- 90+ Banks Supported across 18 countries with multi-currency capabilities
- Smart Analytics — Monthly trends, category breakdowns, spending patterns
- Budget Tracking — Set budgets per category and track progress
- Subscription Detection — Automatically identifies recurring payments
- Smart Rules — Auto-categorize transactions with customizable rules
All AI processing happens on your device using Qwen 2.5 — no cloud, no API calls, no data leaving your phone.
Your bank already texts you every transaction — PennyWise turns those SMS into a private, zero-setup expense tracker with on-device AI. No accounts, no cloud, no effort.
Key Features:
- 100% On-Device & Private — All AI processing runs locally, no cloud, no servers, no tracking
- Zero Setup — Just grant SMS permission, no accounts to create, works instantly
- Free & Open Source — AGPL v3 licensed, no ads, no hidden costs
- On-Device AI Assistant — Ask "What did I spend on food?" — powered by Qwen 2.5, runs entirely on your phone
- 90+ Banks Supported across 18 countries with multi-currency capabilities
- Smart Analytics — Monthly trends, category breakdowns, spending patterns
- Budget Tracking — Set budgets per category and track progress
- Subscription Detection — Automatically identifies recurring payments
- Smart Rules — Auto-categorize transactions with customizable rules
All AI processing happens on your device using Qwen 2.5 — no cloud, no API calls, no data leaving your phone.
版本
尽管下面提供了 APK 安装包的下载选项，但你应该注意，以这种方式安装将不会收到更新通知，这是一种不太安全的下载方式。 我们建议你安装使用 F-Droid 客户端。
下载 F-Droid-
arm64-v8aarmeabi-v7a该版本需要 Android 8.0 及以上版本。
此安装包由 F-Droid 构建并签名，且保证与此源代码 tarball 保持一致。
-
arm64-v8aarmeabi-v7a该版本需要 Android 8.0 及以上版本。
此安装包由 F-Droid 构建并签名，且保证与此源代码 tarball 保持一致。
-
arm64-v8aarmeabi-v7a该版本需要 Android 8.0 及以上版本。
此安装包由 F-Droid 构建并签名，且保证与此源代码 tarball 保持一致。
新版本 2.15.52
So v2.15.52 is a patch release with the parser bug fixes from `ac12de3d`. Here are the release notes:
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What's New in v2.15.52
• Fixed IDFC FIRST bill reminders incorrectly showing as transactions
• JioPay bill payments now correctly categorized as expenses
• Improved merchant name detection for HDFC UPI and ICICI credit card transactions
• General stability improvements
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That's 282 characters — well within the 500 limit.
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What's New in v2.15.52
• Fixed IDFC FIRST bill reminders incorrectly showing as transactions
• JioPay bill payments now correctly categorized as expenses
• Improved merchant name detection for HDFC UPI and ICICI credit card transactions
• General stability improvements
---
That's 282 characters — well within the 500 limit.
新版本 2.15.50
What's New in v2.15.50
• Bank app notifications now auto-track expenses — no more missed transactions
• Smart deduplication prevents duplicate entries from SMS and notifications
• New bank support: Al Rajhi Bank, Chase Bank, T-Bank, mBank CZ, and enhanced Everest Bank
• Powerful rule engine with dry run preview before applying
• Upgraded AI model for better transaction parsing
• Auto-create accounts when importing PDF statements
• AMOLED dark mode and new app icon
• Various