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MyFinanceMate

Privacy-first expense tracker via SMS parsing
MyFinanceMate is a privacy-first, open-source expense tracking
Android app built with Jetpack Compose. It parses SMS bank alerts,
stores data locally with Room, and visualises spending via bar-
and pie-charts. Works offline, with no ads or trackers.

Features:
- Automatic SMS-based transaction tracking
- Manual transaction entry
- Category management with smart categorization
- Income and expense tracking
- Reminders for recurring payments
- PIN and biometric security
- Material 3 design with theme support
- Backup and restore functionality
- Fully offline - no data leaves your device

Versions

Although APK downloads are available below to give you the choice, you should be aware that by installing that way you will not receive update notifications and it's a less secure way to download. We recommend that you install the F-Droid client and use that.

Download F-Droid
  • Version 1.2.0 (3) suggested Added on Aug 13, 2026

    arm64-v8a armeabi-v7a x86 x86_64

    This version requires Android 8.0 or newer.

    It is built and signed by the original developer, and guaranteed to correspond to this source tarball.

    Permissions
    • view network connections
      Allows the app to view information about network connections such as which networks exist and are connected.
    • run foreground service
      Allows the app to make use of foreground services.
    • show notifications
      Allows the app to show notifications
    • read your text messages (SMS or MMS)
      This app can read all SMS (text) messages stored on your phone.
    • run at startup
      Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.
    • receive text messages (SMS)
      Allows the app to receive and process SMS messages. This means the app could monitor or delete messages sent to your device without showing them to you.
    • Schedule precisely timed actions
      This app can schedule work to happen at a desired time in the future. This also means that the app can run when you're not actively using the device.
    • use biometric hardware
      Allows the app to use biometric hardware for authentication
    • Schedule alarms or event reminders
      This app can schedule actions like alarms and reminders to notify you at a desired time in the future.
    • use fingerprint hardware
      Allows the app to use fingerprint hardware for authentication
    • prevent phone from sleeping
      Allows the app to prevent the phone from going to sleep.
    • com.myfinancemate.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

    Download APK 19 MiB PGP Signature | Build Log

  • Version 1.1.0 (2) - Added on Jul 16, 2026

    arm64-v8a armeabi-v7a x86 x86_64

    This version requires Android 8.0 or newer.

    It is built and signed by the original developer, and guaranteed to correspond to this source tarball.

    Permissions
    • view network connections
      Allows the app to view information about network connections such as which networks exist and are connected.
    • run foreground service
      Allows the app to make use of foreground services.
    • show notifications
      Allows the app to show notifications
    • read your text messages (SMS or MMS)
      This app can read all SMS (text) messages stored on your phone.
    • run at startup
      Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.
    • receive text messages (SMS)
      Allows the app to receive and process SMS messages. This means the app could monitor or delete messages sent to your device without showing them to you.
    • Schedule precisely timed actions
      This app can schedule work to happen at a desired time in the future. This also means that the app can run when you're not actively using the device.
    • use biometric hardware
      Allows the app to use biometric hardware for authentication
    • Schedule alarms or event reminders
      This app can schedule actions like alarms and reminders to notify you at a desired time in the future.
    • use fingerprint hardware
      Allows the app to use fingerprint hardware for authentication
    • prevent phone from sleeping
      Allows the app to prevent the phone from going to sleep.
    • com.myfinancemate.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

    Download APK 12 MiB PGP Signature | Build Log

  • New in version 1.0.0
    Initial release
  • Version 1.0.0 (1) - Added on Jul 03, 2026

    arm64-v8a armeabi-v7a x86 x86_64

    This version requires Android 8.0 or newer.

    It is built and signed by the original developer, and guaranteed to correspond to this source tarball.

    Permissions
    • view network connections
      Allows the app to view information about network connections such as which networks exist and are connected.
    • run foreground service
      Allows the app to make use of foreground services.
    • show notifications
      Allows the app to show notifications
    • read your text messages (SMS or MMS)
      This app can read all SMS (text) messages stored on your phone.
    • run at startup
      Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.
    • receive text messages (SMS)
      Allows the app to receive and process SMS messages. This means the app could monitor or delete messages sent to your device without showing them to you.
    • Schedule precisely timed actions
      This app can schedule work to happen at a desired time in the future. This also means that the app can run when you're not actively using the device.
    • use biometric hardware
      Allows the app to use biometric hardware for authentication
    • Schedule alarms or event reminders
      This app can schedule actions like alarms and reminders to notify you at a desired time in the future.
    • use fingerprint hardware
      Allows the app to use fingerprint hardware for authentication
    • prevent phone from sleeping
      Allows the app to prevent the phone from going to sleep.
    • com.myfinancemate.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

    Download APK 12 MiB PGP Signature | Build Log