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Okanzo

Private, offline-first net worth tracker with on-device encryption
Okanzo is a private, offline-first Android app for tracking your net worth - your assets minus your liabilities - organised into portfolios.

Your financial data is stored encrypted on your device and never leaves it, except when you deliberately export an encrypted backup.

Features:

* Track stocks, funds, crypto, gold, cash, bank deposits, property, vehicles, bonds, and more.
* Fetch current prices for market-linked assets by ticker symbol.
* Track loans, mortgages, credit cards, pending payments, and taxes.
* See total assets, liabilities, and net worth in one base currency.
* Create and switch between multiple portfolios.
* Reorder categories and individual items.
* Convert holdings using cached exchange rates.
* Encrypt the local database with SQLCipher and protect its key with Android Keystore.
* Optionally lock the app with fingerprint or device credentials.
* Export and import password-protected encrypted backups.
* Use a Material 3 interface with light, dark, and dynamic-color themes.

Okanzo is offline-first. Network access is only used to look up public market prices and exchange rates. Only a ticker symbol or base currency code is sent. There are no accounts, analytics, or trackers, and portfolio values, names, and holdings are never transmitted.

Note on network use: currency exchange rates are refreshed automatically in the background - on first launch and then at most once every 12 hours - so your net worth is always shown correctly in your chosen base currency. Market prices, by contrast, are only fetched when you explicitly refresh or tap fetch-price on an asset.
  • app screenshot
  • app screenshot
  • app screenshot

Versions

Although APK downloads are available below to give you the choice, you should be aware that by installing that way you will not receive update notifications and it's a less secure way to download. We recommend that you install the F-Droid client and use that.

Download F-Droid
  • Version 1.2.5 (83) suggested Added on Oct 14, 2026

    x86_64

    This version requires Android 8.0 or newer.

    It is built and signed by the original developer, and guaranteed to correspond to this source tarball.

    Permissions
    • have full network access
      Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.
    • use biometric hardware
      Allows the app to use biometric hardware for authentication
    • use fingerprint hardware
      Allows the app to use fingerprint hardware for authentication
    • com.cairnlabworks.okanzo.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

    Download APK 25 MiB PGP Signature | Build Log

  • Version 1.2.5 (82) - Added on Oct 14, 2026

    arm64-v8a

    This version requires Android 8.0 or newer.

    It is built and signed by the original developer, and guaranteed to correspond to this source tarball.

    Permissions
    • have full network access
      Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.
    • use biometric hardware
      Allows the app to use biometric hardware for authentication
    • use fingerprint hardware
      Allows the app to use fingerprint hardware for authentication
    • com.cairnlabworks.okanzo.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

    Download APK 23 MiB PGP Signature | Build Log

  • Version 1.2.5 (81) - Added on Oct 14, 2026

    armeabi-v7a

    This version requires Android 8.0 or newer.

    It is built and signed by the original developer, and guaranteed to correspond to this source tarball.

    Permissions
    • have full network access
      Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.
    • use biometric hardware
      Allows the app to use biometric hardware for authentication
    • use fingerprint hardware
      Allows the app to use fingerprint hardware for authentication
    • com.cairnlabworks.okanzo.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

    Download APK 19 MiB PGP Signature | Build Log

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