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Ghest

Track loans and fixed payments: where you are and when they end, fully offline
New in version 1.0.9
- Early payoff amount, exact from the amount borrowed and its date.
- Amount left shown with interest, as banks show it.
- Record extra repayments; payments made are listed per loan.
- Lump sum: highest rate first, up to each loan's payoff amount; untick to leave a loan out.
- Each loan's dates in its own calendar; date pickers; help behind (i).
- New round add and lump-sum buttons; icons on the loan page.
Ghest tracks fixed recurring payments with a known end — loans, car finance, tuition, a phone on instalments — and shows where you are in each one and when the money frees up.

For each commitment

  • Payments made and left, as a progress grid

  • Principal and interest still to pay

  • Last payment made, next payment, final payment



Across everything

  • Total left to repay and what you pay per month, normalised across daily, weekly, monthly and yearly payments

  • The date everything ends

  • A lump-sum calculator: how much interest an extra payment saves on each loan and how many months it cuts, with the best option highlighted



Details that matter

  • Persian and English, right-to-left and left-to-right

  • Solar Hijri, Gregorian and Lunar Hijri calendars, both for payment days and for display. A payment on the 31st lands on the last day of shorter months.

  • Any currency, including toman, and a different currency per commitment if you need it



Private by design
The app has no internet permission. No accounts, no analytics, no crash reporting. Your data stays on your phone; export it to a JSON file whenever you like and import it on another device.
  • app screenshot
  • app screenshot
  • app screenshot
  • app screenshot

Versions

Although APK downloads are available below to give you the choice, you should be aware that by installing that way you will not receive update notifications and it's a less secure way to download. We recommend that you install the F-Droid client and use that.

Download F-Droid
  • Version 1.0.9 (10) suggested Added on Oct 16, 2026

    This version requires Android 7.0 or newer.

    It is built and signed by the original developer, and guaranteed to correspond to this source tarball.

    Permissions
    • dev.margani.ghest.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

    Download APK 1 MiB PGP Signature | Build Log

    • New in version 1.0.8
    - Theme setting: System, Light or Dark, plus a one-tap switch next to Settings.
    - Back now closes the open page instead of the app.
    - Settings shows the app version.
  • Version 1.0.8 (9) - Added on Oct 14, 2026

    This version requires Android 7.0 or newer.

    It is built and signed by the original developer, and guaranteed to correspond to this source tarball.

    Permissions
    • dev.margani.ghest.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

    Download APK 1 MiB PGP Signature | Build Log

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