New in version 2.15.52
So v2.15.52 is a patch release with the parser bug fixes from `ac12de3d`. Here are the release notes:
---
What's New in v2.15.52
• Fixed IDFC FIRST bill reminders incorrectly showing as transactions
• JioPay bill payments now correctly categorized as expenses
• Improved merchant name detection for HDFC UPI and ICICI credit card transactions
• General stability improvements
---
That's 282 characters — well within the 500 limit.
Turn bank SMS into a clean, searchable money timeline with on-device AI assistance. 100% private, no cloud processing.
Your bank already texts you every transaction — PennyWise turns those SMS into a private, zero-setup expense tracker with on-device AI. No accounts, no cloud, no effort.
Key Features:
- 100% On-Device & Private — All AI processing runs locally, no cloud, no servers, no tracking
- Zero Setup — Just grant SMS permission, no accounts to create, works instantly
- Free & Open Source — AGPL v3 licensed, no ads, no hidden costs
- On-Device AI Assistant — Ask "What did I spend on food?" — powered by Qwen 2.5, runs entirely on your phone
- 90+ Banks Supported across 18 countries with multi-currency capabilities
- Smart Analytics — Monthly trends, category breakdowns, spending patterns
- Budget Tracking — Set budgets per category and track progress
- Subscription Detection — Automatically identifies recurring payments
- Smart Rules — Auto-categorize transactions with customizable rules
All AI processing happens on your device using Qwen 2.5 — no cloud, no API calls, no data leaving your phone.
Versions
Although APK downloads are available below to give you the choice, you should be aware that by installing that way you will not receive update notifications and it's a less secure way to download. We recommend that you install the F-Droid client and use that.
Download F-Droid
-
arm64-v8a
armeabi-v7a
This version requires Android 8.0 or newer.
It is built and signed by F-Droid, and guaranteed to correspond to this source tarball.
Permissions
-
view network connections
Allows the app to view information about network connections such as which networks exist and are connected.
-
run foreground service
Allows the app to make use of foreground services.
-
have full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.
-
show notifications
Allows the app to show notifications
-
read your text messages (SMS or MMS)
This app can read all SMS (text) messages stored on your phone.
-
run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.
-
receive text messages (SMS)
Allows the app to receive and process SMS messages. This means the app could monitor or delete messages sent to your device without showing them to you.
-
use biometric hardware
Allows the app to use biometric hardware for authentication
-
use fingerprint hardware
Allows the app to use fingerprint hardware for authentication
-
prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.
-
com.pennywiseai.tracker.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Download APK
43 MiB
PGP Signature
|
Build Log
New in version 2.15.50
What's New in v2.15.50
• Bank app notifications now auto-track expenses — no more missed transactions
• Smart deduplication prevents duplicate entries from SMS and notifications
• New bank support: Al Rajhi Bank, Chase Bank, T-Bank, mBank CZ, and enhanced Everest Bank
• Powerful rule engine with dry run preview before applying
• Upgraded AI model for better transaction parsing
• Auto-create accounts when importing PDF statements
• AMOLED dark mode and new app icon
• Various
-
arm64-v8a
armeabi-v7a
This version requires Android 8.0 or newer.
It is built and signed by F-Droid, and guaranteed to correspond to this source tarball.
Permissions
-
view network connections
Allows the app to view information about network connections such as which networks exist and are connected.
-
run foreground service
Allows the app to make use of foreground services.
-
have full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.
-
show notifications
Allows the app to show notifications
-
read your text messages (SMS or MMS)
This app can read all SMS (text) messages stored on your phone.
-
run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.
-
receive text messages (SMS)
Allows the app to receive and process SMS messages. This means the app could monitor or delete messages sent to your device without showing them to you.
-
use biometric hardware
Allows the app to use biometric hardware for authentication
-
use fingerprint hardware
Allows the app to use fingerprint hardware for authentication
-
prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.
-
com.pennywiseai.tracker.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Download APK
48 MiB
PGP Signature
|
Build Log
New in version 2.15.49
What's New in v2.15.49
• Upgraded AI engine to Gemma 3 1B for smarter transaction extraction
• Import GPay and PhonePe PDF statements with automatic duplicate detection
• Redesigned balance card with spending-first view and comparison sparkline
• Improved chart readability — fixed label overlap, clipping, and heatmap gaps
• Better theme contrast and AMOLED support
• UI polish — consistent padding, touch targets, and navigation fixes
-
arm64-v8a
armeabi-v7a
This version requires Android 8.0 or newer.
It is built and signed by F-Droid, and guaranteed to correspond to this source tarball.
Permissions
-
view network connections
Allows the app to view information about network connections such as which networks exist and are connected.
-
run foreground service
Allows the app to make use of foreground services.
-
have full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.
-
show notifications
Allows the app to show notifications
-
read your text messages (SMS or MMS)
This app can read all SMS (text) messages stored on your phone.
-
run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.
-
receive text messages (SMS)
Allows the app to receive and process SMS messages. This means the app could monitor or delete messages sent to your device without showing them to you.
-
use biometric hardware
Allows the app to use biometric hardware for authentication
-
use fingerprint hardware
Allows the app to use fingerprint hardware for authentication
-
prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.
-
com.pennywiseai.tracker.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Download APK
46 MiB
PGP Signature
|
Build Log
